We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Join over 95k others and get our best tips in our newsletter!
success
|
Hey Reader, can I break a common myth? The secret to financial success is rarely about earning more.Here's a mind-blowing truth: Every year, professional athletes go bankrupt while janitors quietly build million-dollar portfolios. In fact, 78% of NFL players go broke within two years of retirement. Often, the issue isn't how much water you pour in (income) but how many holes your bucket has (spending). Take Mike Tyson - he earned over $400 million but still ended up in $23 Million of debt. Think about it - if someone struggles to manage $100k, having $1 million won't solve their problems. It usually just means bigger problems. And that's why we created the Never 100 Rule: do everything in your power to never spend 100% of what you earn in a given month. Simple concept. Challenging to implement. Life-changing when you do. Here's what I've learned: There are two paths people take:
Which path would you rather be on?If you're not on the path you want, that's okay - we all start somewhere. The good path is open to everyone, regardless of income level and Reader you are in the exact right place. You're part of a community of believers who have successfully switched paths and are seeing God do miraculous things in their finances. And we're here to help you partner with God to write an amazing financial testimony in 2025. Your friend and coach, P.S. Our Real Money Method has helped hundreds of students implement this Never 100 principle successfully. It’s proven, tested, and just works. And for a few more days, you can get it for 30% off with code DEC30, or you can grab our whole All-Access bundle for 75% off (only a few more spots remaining!). |
SeedTime Money 🎉
We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Join over 95k others and get our best tips in our newsletter!
Hey Reader, here is your thought for the day... Leave a comment about this on Instagram or follow us here. Praying for you today Reader! Your friend and coach,
2 years into my marriage, I got laid off. Living in a tiny apartment with my new wife (and a pink slip) was scary. As I felt God calling me down the entrepreneurial path, one of the scariest things was losing my health insurance from my employer. Our insurance wasn’t great, and we still had to pay a good amount out of pocket, but I was just so nervous about trying to pay for it all ourselves as self-employed entrepreneurs. I had heard about this health insurance alternative called Medi-Share...
You’ve probably heard this verse before: “I have learned to be content in whatever circumstances I am…” It’s the one we quote when we’re trying to feel better about having less than we want. But something hit me recently about what Paul wrote next: “I know HOW to get along with humble means, and I also know HOW to live in prosperity…” Did you catch that? Paul didn’t just say he accepted both situations. He said he knew HOW to live in each one. When Linda and I went through dramatic drops in...