Reader, I read 100 money books so you don’t have to (I know, you’re welcome ;-)

And after all that reading, here’s what I discovered:

Most money books overcomplicate things or use guilt to manipulate you

Neither approach works.

So here are five things you actually need to know about money instead:

1. You don’t need to be a financial expert to win with money. You just need a system.

Most financial books give you 47 steps and expect you to execute perfectly. And that’s exactly why most people fail.

The secret is setting up one simple system that takes 10 minutes to create and then runs on autopilot.

2. Giving shouldn’t feel like guilt. It should feel like an adventure.

So many Christian money books use shame to try to get you to give more.

But what if instead, you had a system that helped you have more money at the end of the month so you could actually give more?

3. The 80/20 rule applies to your budget.

You don’t have to track 25 categories and spend hours every week with a budgeting spreadsheet.

One of the easiest ways to move forward is to focus on the one category that gets you 80% of the results with just 20% of the work.

4. You can enjoy your money and honor God with it.

So many money books make you feel guilty for enjoying anything.

Buy the coffee. Take the vacation. God gives you blessings to enjoy, not to hoard out of fear.

5. Earning more money matters more than you think.

Most financial books start with cutting expenses. We start there, too.

But we also show you how to earn significantly more without a side hustle - because you can only cut so far, but you can always earn more.

After reading these 100 books, I took the best and put it in Simple Money, Rich Life

It’s the framework we used to pay off our house by age 40 and reach our biggest financial goal of giving away a million dollars by my 40th birthday.

I’d say it’s a money book for people who don’t want to read money books.

No guilt. No complexity. And you can read the whole thing in about five hours.

If you’re tired of overcomplicated systems and guilt-driven advice, this is the book that cuts through all of it:

​Grab a free copy here (if you can help us cover shipping & handling)​

That’s all for today, Reader!

Your friend and coach,

-Bob