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SeedTime Money 🎉

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Join over 95k others and get our best tips in our newsletter!

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The book we were told not to write

Hey Reader, Sometimes following God feels like failing. And a few years ago, we felt that way with our book, Simple Money, Rich Life. BUT GOD. I thought the story was over, but God didn't. In today's episode, we share the behind-the-scenes details of what has happened with this book and many things we've never shared publicly before. If you have obeyed God and it felt like a failure, I pray this encourages you... And if you have the book or plan on getting it, I think you'll enjoy the...

Hey Reader, (Start by reading: Nehemiah 1:4-11 and 2:1-8) I’ve noticed a weird tension in my own life: I’ll pray hard about a situation, then feel a little guilty for also wanting a plan. As if the truly spiritual move is to pray and wait, and pulling out a spreadsheet means I don’t actually trust God to come through. Nehemiah would find that strange. When he heard Jerusalem’s walls were rubble and her gates burned, he sat down and wept. He fasted, and then he prayed one of the most beautiful...

Hey Reader, Praying over my finances has done more for me than budgeting ever has... and I don’t say that lightly. I love the practical stuff: Budgets, spreadsheets, tools, apps, plans, investment strategies. All of that matters. But as much as I believe in practical financial steps... I believe prayer will do more for your finances than any spreadsheet, app, or tool every could. If you’re all in on that idea, I actually wrote a 30-day financial prayer book that I think you'll love. But if...

Reader, I read 100 money books so you don’t have to (I know, you’re welcome ;-) And after all that reading, here’s what I discovered: Most money books overcomplicate things or use guilt to manipulate you Neither approach works. So here are five things you actually need to know about money instead: 1. You don’t need to be a financial expert to win with money. You just need a system. Most financial books give you 47 steps and expect you to execute perfectly. And that’s exactly why most people...

Hey Reader, I still remember the first $500 I invested. I was terrified I was going to lose it all. I had worked over 30 hours to earn that $500, and my hands were literally shaking as I made that first investment. But that decision changed everything. You see, a couple of wise financial mentors had shared something profound with me: No one ever creates wealth through addition (saving) but by multiplying (investing) At the time, those words felt more like a theory than a reality. But then...

Hey Reader, For years, I tried to “help” God change my finances. I would try every method, technique, app, spreadsheet, or ‘wise’ worldly advice I could find… And I would wonder why He wasn’t blessing my efforts more. You might be in a similar situation where it’s hard to understand why God seems so distant from all your hard work. If that’s you, this weird story from 2 Samuel could really change your perspective (I know it did for me)… God killed a man for trying to help 🤯 His name was...

Reader, did you hear we’ve got one of our best deals ever on our 10x Investing course right now? You can enroll before tonight at midnight to get a discount and nearly $500 in extra bonuses. But before you get too excited… Let me try to talk you out of it :-) Yep, you heard that right. I might be the worst salesman in the world lol. But that’s because I want our courses and programs to actually serve YOU! That means helping you make a good choice, weigh the consequences, and maybe even pray...

Hey Reader, can I break a common myth? The secret to financial success is rarely about earning more. Here's a mind-blowing truth: Every year, professional athletes go bankrupt while janitors quietly build million-dollar portfolios. In fact, 78% of NFL players go broke within two years of retirement. Often, the issue isn't how much water you pour in (income) but how many holes your bucket has (spending). Take Mike Tyson - he earned over $400 million but still ended up in $23 Million of debt....

Hey Reader, here is your thought for the day... Leave a comment about this on Instagram or follow us here. Praying for you today Reader! Your friend and coach,

2 years into my marriage, I got laid off. Living in a tiny apartment with my new wife (and a pink slip) was scary. As I felt God calling me down the entrepreneurial path, one of the scariest things was losing my health insurance from my employer. Our insurance wasn’t great, and we still had to pay a good amount out of pocket, but I was just so nervous about trying to pay for it all ourselves as self-employed entrepreneurs. I had heard about this health insurance alternative called Medi-Share...