profile

SeedTime Money 🎉

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Join over 95k others and get our best tips in our newsletter!

Featured Post

I read 100 money books (here’s what I found)

Reader, I read 100 money books so you don’t have to (I know, you’re welcome ;-) And after all that reading, here’s what I discovered: Most money books overcomplicate things or use guilt to manipulate you Neither approach works. So here are five things you actually need to know about money instead: 1. You don’t need to be a financial expert to win with money. You just need a system. Most financial books give you 47 steps and expect you to execute perfectly. And that’s exactly why most people...

Hey Reader, For years, I tried to “help” God change my finances. I would try every method, technique, app, spreadsheet, or ‘wise’ worldly advice I could find… And I would wonder why He wasn’t blessing my efforts more. You might be in a similar situation where it’s hard to understand why God seems so distant from all your hard work. If that’s you, this weird story from 2 Samuel could really change your perspective (I know it did for me)… God killed a man for trying to help 🤯 His name was...

Hey Reader, can I break a common myth? The secret to financial success is rarely about earning more. Here's a mind-blowing truth: Every year, professional athletes go bankrupt while janitors quietly build million-dollar portfolios. In fact, 78% of NFL players go broke within two years of retirement. Often, the issue isn't how much water you pour in (income) but how many holes your bucket has (spending). Take Mike Tyson - he earned over $400 million but still ended up in $23 Million of debt....

Hey Reader, here is your thought for the day... Leave a comment about this on Instagram or follow us here. Praying for you today Reader! Your friend and coach,

2 years into my marriage, I got laid off. Living in a tiny apartment with my new wife (and a pink slip) was scary. As I felt God calling me down the entrepreneurial path, one of the scariest things was losing my health insurance from my employer. Our insurance wasn’t great, and we still had to pay a good amount out of pocket, but I was just so nervous about trying to pay for it all ourselves as self-employed entrepreneurs. I had heard about this health insurance alternative called Medi-Share...

You’ve probably heard this verse before: “I have learned to be content in whatever circumstances I am…” It’s the one we quote when we’re trying to feel better about having less than we want. But something hit me recently about what Paul wrote next: “I know HOW to get along with humble means, and I also know HOW to live in prosperity…” Did you catch that? Paul didn’t just say he accepted both situations. He said he knew HOW to live in each one. When Linda and I went through dramatic drops in...

Hey Reader I had a profound realization recently: Some people think “If I just get my finances sorted out, I won’t have any worries anymore.” Yet I’ve seen wealthy people just as stressed about managing and maintaining it as those living paycheck to paycheck. So what’s the secret to truly being free from money worries? You can’t buy peace. Jesus offers it as a free gift - simply because it’s what happens when you’re in His presence. I’ve witnessed countless stories of people writing to us...

Reader, I still remember the first $500 I invested. I was terrified I was going to lose it all. I had worked over 30 hours to earn that $500, and my hands were literally shaking as I made that first investment. But that decision changed everything. You see, a couple of wise financial mentors had shared something profound with me: No one ever creates wealth through addition (saving) but by multiplying (investing) At the time, those words felt more like a theory than reality. But then something...

Hey Reader, Is there any area in life where you’ve thought, “If I could just get a handle on this, everything would be perfect”? Maybe it’s your finances, your health, your relationships, or career… Whatever it is, here’s a thought that might change your perspective on control: If you want to know what you need to hand over to God, look at what you’re trying to control. Let that sink in for a minute. Behind everything we’re trying to control, there’s a fear. It’s our fear of a world outside...

Hey Reader, A recent survey done by Bankrate showed that 56% of Americans have less than $1,000 in their bank account (both savings & checking). Just reaching that $1k milestone is proving to be a significant one in this economy that we find ourselves in. So, if you have, you know it's a fantastic feeling knowing you've got a little cushion. But now that you've reached this milestone, what's next? How can you make the most of this money and set yourself up for a brighter financial future?...